Mortgage Advice

 

Why come to us?

 

As mortgage brokers, we provide "whole of market" mortgage advice and are not limited to just one or two lenders. Whether you are looking to buy your first home, remortgage or purchase a buy to let our highly trained and qualified independent mortgage advisers, based here at our offices in Tamworth, are ready to assist you.


Because we look at the whole market, it is our aim to provide you with tailored advice and get you the most appropriate deal available whilst giving you the pros and cons of each product. Contact us or read on to see what we do.

 

What do we do?

 

  • We analyse your individual circumstances and tailor our approach to you.
  • We will use our expertise to help you look beyond the interest rate and properly compare the overall cost and features of the mortgage.
  • We may have access to exclusive deals with lenders.
  • We will only recommend a mortgage that is suitable for you and that we know you can afford based on the detailed fact find we will carry out with you.
  • We will help you with the paperwork and speed up the application process for you.
  • We can save you wasted effort by telling you which mortgages you’re more likely to get and which ones you are unlikely to qualify for.
  • You can expect that the advice we will give you will be to a high standard and is regulated by the Financial Conduct Authority.

What do we charge?

 

INITAL CONSULTATION - Our initial consultation and preliminary research is without charge.

 

APPLICATION - Once you have decided to proceed with our recommendation and proceed to application we charge £99 fee.

 

COMPLETION - We will receive a commission from the mortgage lender depending upon the size of your mortgage. This will usually cover our charges. However, if the mortgage is below £125,000 there may be a small additional fee due on completion.

 

All fees and how they will be settled will be confirmed for you at the outset and full information is provided in the Key Information document below.

 

Ready to contact us?

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

 

 

Key Information about our Mortgage Services
The Regulatory document giving you the key things you need to know about the Mortgage Services we provide.
IDD - Regulated Mortgage Contracts.pdf
Adobe Acrobat document [145.4 KB]

Can I see some mortgage deals online?

 

Yes, of course. We have a selection of current deals available via the button below. You might find these useful to get a flavour of what is currently available. However, please bear in mind that the deals shown may not be the best for you and would not necessarily be the ones we would recommend for your circumstances. Please contact us to discuss your requirements and to obtain a personalised recommendation, tailored to your needs. 

Other Useful Tools

 

Want to know how much you might be able to borrow?

Click here for the Affordability calculator provided by the Money Advice Service

 

 

Want to know what the monthly payments might be?

Click here for the Monthly Payments calculator provided by the Money Advice Service

 

 

Want to know what Stamp Duty you might have to pay?

Click here for the Stamp Duty calculator provided by the Money Advice Service

 

Contact us with your mortgage enquiry.

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"Money in Person" is a trading style of Medics Financial Services Limited who are Authorised and Regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 131216 at  https://register.fca.org.uk/. Registered in England and Wales No. 1723058 Registered Address: 14 Albert Road, Tamworth, Staffordshire, B79 7JN.

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