What are the main types of cover?
LIFE INSURANCE
Pays a tax-free lump sum (or tax-free income) to your dependants if you die.
CRITICAL ILLNESS
Pays a tax-free lump sum if you are diagnosed with a specified critical illness or disability.
INCOME PROTECTION
Pays you a percentage of your salary if you are unable to work due to illness or injury.
BUSINESS PROTECTION
Cover the risk to your business of the death or illness of a Key Employee, Partner or Shareholder
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